eSecure Savings

A digital-first account from an established universal bank, reassuring if you want both an app and real branches nearby.

Pros

• No maintaining balance
• Backed by a large branch network
• Free fund transfers

Cons

• ₱500 initial deposit
• Lower rate than pure digital banks

Quick facts

• Network: Digital savings
• How to open: Security Bank app
• Last verified: June 2026