OneAccount iSave

One account that works as both your everyday debit card and your savings. ₱0 initial deposit, tiered interest from 0.15% p.a.

Pros

• Spend and save from a single account
• Free debit Mastercard included
• ₱0 maintaining balance, ₱0 initial deposit

Cons

• Earn interest only above ₱5,000 ADB
• Tiered rates are modest (0.15%–0.20% p.a.)

Quick facts

• Network: Debit + savings
• How to open: RCBC app / branch
• Last verified: June 2026