Maya Savings

Built into the Maya wallet. Pays 3.0% p.a. base, boostable up to 15% p.a. on balances up to ₱100,000 with promo activities (Easy Credit spend, credit-card approval, and similar).

Pros

• No maintaining balance or initial deposit
• Up to 15% p.a. boost on first ₱100K with promo activities
• Pay, save and shop in one app

Cons

• Boosted rates require qualifying activities
• Base rate dropped from 3.5% → 3.0% in 2026

Quick facts

• Network: Digital bank
• How to open: Maya app
• Last verified: June 2026