UpSave Account

No maintaining balance, no initial deposit, and one of the highest interest rates from a BSP-supervised bank. Everything happens in the CIMB app.

Pros

• Zero maintaining balance, for life
• Up to 2.50% interest p.a., computed daily
• Free InstaPay & PESONet transfers

Cons

• App-only, with no branch network
• Physical card ships in 5 to 7 days

Quick facts

• Network: Digital savings
• How to open: CIMB app
• Last verified: June 2026