Prepaid Cards in the Philippines
Reloadable Visa and Mastercard options you can get without a bank account or credit check. Perfect for online shopping, PayPal, budgeting, and giving kids a safe first card.
How to choose a prepaid card
Maya Mastercard
Free virtual + physical Mastercard linked to your Maya wallet. A go-to for Shopee, Lazada, Netflix and Steam.
GCash Mastercard
Turns your GCash balance into a card you can use anywhere Mastercard is accepted. ₱0 annual fee, ₱250 one-time issuance plus shipping.
Prepaid Mastercard
A straightforward reloadable Mastercard from PSBank, still issued in 2026 and one of the few remaining bank-issued prepaid options after the 2024 mass-discontinuance wave.
BDO Pay Card
The replacement for the discontinued BDO Cash Card. Issued and managed entirely in the BDO Pay app, with the same in-store + ATM utility but a modern in-app onboarding flow.
Guides in this category
Disclosure: Card features, fees, and availability were last checked in June 2026 and can change without notice, so always confirm with the issuer before applying. Some links are referral links that may earn us a commission at no extra cost to you; this never affects which cards we feature or how we rank them. E-money issuers and banks here are supervised by the Bangko Sentral ng Pilipinas (BSP).